Author
Daniel Smith
Daniel Smith is an independent publisher in California, USA, who researches US Medicare and ACA rules from official government sources.
Last updated
About the publisher
Daniel Smith is an independent publisher based in California, USA. The publisher researches US Medicare and ACA rules from official government sources and turns them into free calculators and plain-language explanations.
The work is not affiliated with Medicare.gov, the Centers for Medicare & Medicaid Services, the Social Security Administration, the Internal Revenue Service, or any state agency. The About page explains why the site exists, and the editorial policy explains how sources, corrections, and advertising are handled.
Publisher facts
| Name | Daniel Smith |
|---|---|
| Location | California, USA |
| Role | Independent publisher and researcher |
| Professional credentials | None claimed |
| US license or agency affiliation | None claimed |
| Contact | [email protected] |
What the publisher makes
The calculators cover employer coverage affordability, Medicare Savings Programs, Part B late-enrollment penalties, IRMAA, and Medicare versus ACA decisions. Each tool shows its inputs, its result, its math, its official source, and the date the figure was checked.
The writing aims to be useful before it is comprehensive. A page should help a reader understand a cost, a deadline, or the next official step without a sales call.
How the work is checked
A figure is not published until it has an official source, a checked date, and a hand-worked example. The examples are listed in the verification log, and the testing approach is described on the methodology page.
The publisher does not claim a US insurance license, tax credential, legal credential, medical credential, or government affiliation. The site provides general information, not advice for an individual situation.
Contact
Questions, corrections, and source suggestions can be sent to [email protected]. Read the About page, editorial policy, and methodology for more detail.